ZPXFW Blog

Why Russian Women?

So…what makes these women so special?

This is a question that I am often asked by men new to the world of international dating. Those guys fortunate enough to have met or visited the Former Soviet Union (FSU) already know the answer!

The first thing is that these women still have “traditional” values. Now this phrase probably means something a little different to everyone who hears it. So let’s qualify this a bit. A FSU woman will want to have children and a family. Yes, she will want to be a wife and mother. Many will be totally happy in these roles alone. Some will like to work outside the home as well.

By and large these women know how to be a wife and mother! The whole Russian culture teaches that a woman finds her highest fulfillment and joy in being a wife and mother. They learn these skills from their mother’s at a young age.

Most women in the FSU have a college degree or are working on one. Many have knowledge (at least to a degree) of a 2nd or 3rd language. These ladies are very well educated.

She will pride herself on her appearance. I do not mean to say that she is stuck up or anything like that. However, she will dress as nicely as she can afford, wear her make-up, and generally present herself as appealing. This is how they are taught to attract a man. Again, very traditional. She usually walks 1-2 miles a day, staying very fit and healthy. How many times have you seen an overweight American woman going to the store or mall in her big bulky sweat pants, looking disheveled, as if she just rolled out of bed? An FSU woman will NEVER let this happen to herself! Many of my friends were amazed at the amount of resentment their wives raised from other women. They were jealous! Also, the FSU woman will tend to you. She will not let you go out of the house without a pressed shirt, nice pants, and polished shoes. This is their culture. And I for one love it! I think most men would enjoy being with a woman who feels this way.

After nearly 80 years of Communist rule, the FSU has some of the most adaptable people anywhere in the world. These ladies, for the most part, know about living in a poor economy. They know how to make something out of nothing. They are not afraid of difficulties. In the West we tend to emphasize the outer thingsmoney, possessions, etc… In the FSU, they more highly value the person. Friendship and inner beauty are very important to most FSU women. She will love you for who you are. In the end, isn’t this what every man really wants?

Compare this attitude to that of the average American woman. Many women in America today do not wish to be a wife and mother. They want to focus more on having a business career, or are mor einterested in dominating their partner. And how many American women have you seen out in public who look like they just woke up? Dressed in baggy sweats, hair not fixed, no make up, not even any attempt at all to make themselves presentable! Not to mention the fact that at least 25% of all American women are technically considered obese! There simply is no comparison between the vast majority of American women and the vast majority of women from the FSU! If you want to be happy for the rest of your life and married to a beautiful, intelligent woman who will value you, your family and herself then go out and find her…in Russia.

You can find what your heart truly desires in the FSU! I can help you find it.

As an American man married to a beautiful Russian (Ukrainian) woman, the author has the first-hand experience and knowledge to help YOU be successful in your search for a Russian wife. Joseph Carducci has traveled extensively throughout Russia & the Former Soviet Union, even living and working in Ukraine.

Visit his website at: http://www.HowToMarryaRussianWoman.com

In the course of managing a bankruptcy-centered law practice, one notices that certain themes tend to recur. One of the things that seems, repeatedly and quite understandably, to make the blood of credit managers in bankruptcy cases boil, is the prospect of being sued for a ‘preference’ while they are already stuck with a bad account receivable. This seems to many vendors to be the ultimate outrage. Having shipped goods, or rendered services on credit, in good faith, and in the expectation of being paid, and then, having already been burned (often for substantial sums) by the bankruptcy filing itself, they may find themselves pursued by a trustee or other estate representative, to give back the smaller amount they received on account of their claim within the 90-day period preceding the bankruptcy filing.

After 25-odd years of minor tinkering with the preference laws as drafted in the Bankruptcy Code, which came into effect in 1979, Congress has, for the first time, and in response to intense lobbying by creditor-based interest groups, made significant, and wide-ranging changes which will, in the view of this author, work a sea change in this area.

First of all, we need to understand what a preferential payment is, and why the bankruptcy laws allow for their recovery, before exploring, in very broad strokes, for purposes of this article, how and why the recent amendments to the Bankruptcy Code have helped ‘level the playing field.’

The purpose of making preferential payments recoverable is to promote equality (or, more accurately, “equitable-ness”) of distribution among creditors. In other words, the pain should be shared on a reasonably equitable basis by those who are on the receiving end of bad receivables. To that end, certain payments made by troubled debtors, during the 90-day window preceding the bankruptcy filing are subject to being brought back into the estate for redistribution, on an equitable basis, to the creditor body at large. There are a number of other technical requirements for a payment to be preferential, but these are beyond the scope of this article, and creditors are encouraged to seek appropriate legal counsel as needed.

On the surface, this seems reasonably fair. After all, why should creditors who have a closer relationship with the bankrupt company, or who just scream louder, be paid while the other guy gets left holding the bag. But, alas, here’s the dirty little secret of preference claims. For the most part, though not exclusively, they are pursued, by trustees in liquidation cases, in which there will ultimately be little or no recovery for unsecured creditors. So who gets the money recovered in these preference litigations? Why, the trustees, their lawyers and accountants, of course, whose rights to payment come before everyone else. So rather than being a vehicle for equitable redistribution of limited funds of an insolvent debtor, the preference statute has been used as a tool for trustees and their professionals to build an estate as a source of trustee fees, and legal and accounting fees. In most such cases, the creditors end up with nothing at all, except the privilege of paying twice.

On the other hand, the drafters of prior legislation wanted to encourage vendors to continue selling goods to troubled companies so as not to exacerbate an already difficult situation and bring on unnecessary or premature bankruptcies. So various defenses to preference claims were introduced, to exempt certain payments made contemporaneously, or in the ordinary course of business and within invoice terms, from preference attack. These concepts, however, still left the burden on the creditor/defendant to prove these defenses, and they often found that it was easier and cheaper just to ‘pay up’ or settle the claims, however distasteful it seemed to them

So what has the new bankruptcy law done for these creditors? Well, it has, among other significant changes, substantially tightened up the ‘ordinary course’ defense, making it substantially easier for creditors to establish them, by creating both a ’subjective’ and an ‘objective test’ (again, the details of this are too technical for the scope of this article). Perhaps even more importantly, Congress has now exempted smaller payments from the reach of preference attack and changed venue provisions for others, thus requiring trustees or other estate representatives to sue where the preference recipient is located, rather than in the ‘home’ bankruptcy court. Previously, the daunting prospect of defending on the other side of the country might well induce a creditor to settle a case even of dubious merit because of the expense involved of travel and the hiring of local counsel in a far-off district. Now, in many cases, the economics of this situation have been turned on their heads, and it might well be the trustee who will have to think twice, or three times, about bringing ‘nuisance’ preference cases when they have to be prosecuted in foreign jurisdictions.

Thus, although this legislation is very new, and largely untested, it seems that creditors in bankruptcy cases will, at least from their viewpoint, be getting a fairer shake, and will less often be having insult added to injury by having to enlarge the size of their already uncollectible receivables.

Warren R. Graham is an attorney with the New York Law Firm of Cohen Tauber Spievack & Wagner LLP. He specializes in the field of Bankruptcy and Creditors’ Rights. He is a frequent writer, contributor and commentator on legal, business, political and religious affairs. The views expressed by him in this article are his own, and do not necessarily reflect those of his Firm or its Members. Additional professional information on him may be found at http://www.ctswlaw.com.

E-mail: wgraham@ctswlaw.com

There has been a serious frenzy for laptops of late. Taiwanese companies have said component scarcities will affect deliveries this year due to the enormous demands. Its actually suprising that financial problems and all haven’t hindered this demand for laptop computers either. Also with notebook computers now it looks like every few months or so the technology is already lapped with something else.

More manufacturers are realising that gaming notebooks is becoming big enough niche to go after. You can actually get a lot of laptop for your cash these days because even the enthusiast technology is falling into the mass market area very quickly. With the advent of dual core cpus, laptops are ready for gaming. What impressed me the most is how slim and good looking a few gaming notebooks are getting in contrast to the past. Still there is a massive difference between the power of laptops and desktops however desktop computers are more spacious to cater for special cooling and such things that all help. It will be good to see what gaming notebooks come out in the future and how portable they can manufacture them.

Performance notebooks are normally custom built to the customers spec. I think the parts are more well known and run more reliably. It just gives the purchaser greater choice at the end of the day. The large amount of laptop computers are made for the average user which means you may not find what you’re searching for. So basically this is why you require a custom notebook. There are tons of companies selling custom notebooks, with super customer care. To me this is a big positive.

Next generation laptops do seem like an appealing option. Mobile internet notebooks are the new idea to get mass market desire. I was not predicting numerous people to like the concept. Ideally people would prefer a slim laptop computer with a 15.4″ screen. If you use less slower parts then I reckon this is extremely doable even today. The way things are developing I know gaming notebooks will get smaller. What will arrive next? Begin using your imagination.

In my view Rizeon have the best laptops in terms of price and performance.